Crockett and Nacogdoches, real estate and homes for sale in Texas - The Pat Dickey Team, REALTORS® The Pat Dickey Team REALTORS(r) for Crockett and Nacogdoches, Texas real estate - NUMBER1EXPERTS™ The Pat Dickey Team NUMBER1EXPERTS(tm) for Crockett and Nacogdoches, Texas real estate

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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Pat, a proven Crockett and Nacogdoches, Texas NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
Who is the world's largest landowner?

A 
The United States government, with holdings of 728.8 million acres of land.
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The Pat Dickey Team, REALTOR®, real estate agents and broker for Crockett and Nacogdoches, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Coldwell Banker Pat Dickey, Realtors
Coldwell Banker Choice, Realtors

112 S. Fifth St. Crockett, TX 75835
2026 NW Stallings Dr. Nacogdoches, TX 75961
Crockett Toll Free: 1- 800-256-8200
Crockett Office Phone: 936-544-8100
Nacogdoches Toll Free: 1-877-358-0304
Nacogdoches Office Phone: 936-552-7877
GM - Bobby Bridwell: 936-615-7107 (cell)
Pat's website email: patdickey@NUMBER1EXPERT.com
Pat's Email: pdickey@coldwellbanker.com
Bobby's Email: bobby.bridwell@coldwellbanker.com

With over thirty years of experience, Pat Dickey is an expert at bringing buyers and sellers together for homes, ranches, farms, retirement, investment and commercial properties. Pat has her finger on the pulse of the real estate market in the Texas Forest Country. With state-of-the-art technology allowing Pat to provide fast, efficient service to all her clients, you can count on the highest quality in Realtor professionalism. Just call Pat at 1.800.256.8200 or email her at pdickey@coldwellbanker.com!

ABR CRS GRI MLS REALTOR Equal Housing


Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas

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