Crockett and Nacogdoches, real estate and homes for sale in Texas - The Pat Dickey Team, REALTORS® The Pat Dickey Team REALTORS(r) for Crockett and Nacogdoches, Texas real estate - NUMBER1EXPERTS™ The Pat Dickey Team NUMBER1EXPERTS(tm) for Crockett and Nacogdoches, Texas real estate

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Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas
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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Where was the first hotel built in the US?

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The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
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The Pat Dickey Team, REALTORŪ, real estate agents and broker for Crockett and Nacogdoches, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Coldwell Banker Pat Dickey, Realtors
Coldwell Banker Choice, Realtors

112 S. Fifth St. Crockett, TX 75835
2026 NW Stallings Dr. Nacogdoches, TX 75961
Crockett Toll Free: 1- 800-256-8200
Crockett Office Phone: 936-544-8100
Nacogdoches Toll Free: 1-877-358-0304
Nacogdoches Office Phone: 936-552-7877
GM - Bobby Bridwell: 936-615-7107 (cell)
Pat's website email: patdickey@NUMBER1EXPERT.com
Pat's Email: pdickey@coldwellbanker.com
Bobby's Email: bobby.bridwell@coldwellbanker.com

With over thirty years of experience, Pat Dickey is an expert at bringing buyers and sellers together for homes, ranches, farms, retirement, investment and commercial properties. Pat has her finger on the pulse of the real estate market in the Texas Forest Country. With state-of-the-art technology allowing Pat to provide fast, efficient service to all her clients, you can count on the highest quality in Realtor professionalism. Just call Pat at 1.800.256.8200 or email her at pdickey@coldwellbanker.com!

ABR CRS GRI MLS REALTOR Equal Housing


Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas

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