Crockett and Nacogdoches, real estate and homes for sale in Texas - The Pat Dickey Team, REALTORS® The Pat Dickey Team REALTORS(r) for Crockett and Nacogdoches, Texas real estate - NUMBER1EXPERTS™ The Pat Dickey Team NUMBER1EXPERTS(tm) for Crockett and Nacogdoches, Texas real estate

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All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-256-8200 in Crockett or 877-358-0304 in Nacogdoches.

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Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas
Pat Dickey Realtors

First Time Homebuyers: Crockett and Nacogdoches, Texas home buying, real estate listings, and homes for sale in Houston County, TX
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Crockett real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Real Estate Trivia
Q 
What was the greatest land grant ever given to an English subject?

A 
William Penn arrived in October, 1682, to take over his enormous grant that later became Pennsylvania and Delaware.
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The Pat Dickey Team, REALTORŪ, real estate agents and broker for Crockett and Nacogdoches, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Coldwell Banker Pat Dickey, Realtors
Coldwell Banker Choice, Realtors

112 S. Fifth St. Crockett, TX 75835
2026 NW Stallings Dr. Nacogdoches, TX 75961
Crockett Toll Free: 1- 800-256-8200
Crockett Office Phone: 936-544-8100
Nacogdoches Toll Free: 1-877-358-0304
Nacogdoches Office Phone: 936-552-7877
GM - Bobby Bridwell: 936-615-7107 (cell)
Pat's website email: patdickey@NUMBER1EXPERT.com
Pat's Email: pdickey@coldwellbanker.com
Bobby's Email: bobby.bridwell@coldwellbanker.com

With over thirty years of experience, Pat Dickey is an expert at bringing buyers and sellers together for homes, ranches, farms, retirement, investment and commercial properties. Pat has her finger on the pulse of the real estate market in the Texas Forest Country. With state-of-the-art technology allowing Pat to provide fast, efficient service to all her clients, you can count on the highest quality in Realtor professionalism. Just call Pat at 1.800.256.8200 or email her at pdickey@coldwellbanker.com!

ABR CRS GRI MLS REALTOR Equal Housing


Coldwell Banker Pat Dickey, Realtors real estate and homes for sale in Crockett and Nacogdoches, Texas

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