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With over twenty years of experience, I am expert at handling the real estate needs of buyers and sellers. In addition, I have the advantage of working with a team of highly experienced professionals, allowing me to provide fast, efficient service.
If you are selling, you will appreciate our marketing approach, our positive "can-do" attitude, and our state-of-the-art marketing tools and techniques.
If you are buying, we will work hard to find just the perfect property for you. We have the know-how to help you get through all the phases of the buying process, including thorough knowledge of real estate financing.
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Financing Your Home >New Loans
If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
With over thirty years of experience, Pat Dickey is an expert at bringing buyers and sellers together for homes, ranches, farms, retirement, investment and commercial properties. Pat has her finger on the pulse of the real estate market in the Texas Forest Country. With state-of-the-art technology allowing Pat to provide fast, efficient service to all her clients, you can count on the highest quality in Realtor professionalism. Just call Pat at 1.800.256.8200 or email her at pdickey@coldwellbanker.com!
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Crockett and Nacogdoches, Texas
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